At Armor Financial, we help you plan for retirement, protect what you’ve worked hard to build, and create a strategy for providing income throughout the years ahead. Our approach is built around long-term relationships, thoughtful planning, and guidance you can trust. Most importantly, our focus is on you, your goals, and the life you want to live in retirement.
Build & Grow Your Wealth
Build and coordinate your assets around your goals, time frame, and comfort risk.
Wealth Accumulation
We help coordinate your retirement accounts and other assets around your goals, creating a strategy designed to help you build and manage wealth throughout your transition into retirement.
IRA & 401(k) Rollovers
When you retire or change jobs, you have options for your employer-sponsored retirement accounts. We help you evaluate those options and determine whether a rollover may be appropriate for your situation and long-term goals.
Create Retirement Income
Turn the wealth you’ve accumulated into an income strategy designed to support your lifestyle throughout retirement.
Income Planning
A successful retirement requires a plan for turning your savings into reliable income. We help coordinate Social Security, pensions, investments, and other income sources to support your retirement goals.
Social Security Planning
Social Security can be an important part of your retirement income strategy. We help you evaluate when to claim benefits and how to coordinate Social Security with your spouse, taxes, and other sources of income.
Retirement Lifestyle Coaching
Retirement is about more than finances. We help you consider the lifestyle you want to create, from health and relationships to work, community, and personal growth, and make sure your financial strategy supports it.
Protect What You’ve Built
Prepare for the potential risks that can affect your income, assets, family, and legacy.
Asset Protection
Diversification alone may not address every risk you face in retirement. We aim to provide strategies designed to help protect a portion of your assets from significant losses while supporting your need for reliable income.
Long-Term Care Planning
Long-term care can have a significant impact on your retirement and the assets you hope to leave behind. We work to help you better understand your options and develop a strategy for addressing potential care needs.
Life Insurance Planning
Life insurance can provide important protection for your family and, depending on your circumstances, play role in a broader retirement strategy. We help evaluate your needs and available options as part of your overall plan.
Estate Planning
A thoughtful estate plan can help ensure your wishes are carried out and your assets are transferred according to your goals. We help coordinate this process and work alongside experienced estate attorneys when appropriate.
Reduce Taxes & Preserve Your Legacy
Make thoughtful decisions about taxes, inheritance, and charitable giving as you plan for the future.
Tax Planning
Taxes can have a significant impact on your retirement income and long-term wealth. We incorporate tax considerations into your broader financial strategy and look for opportunities to improve tax efficiency.
IRA Legacy Planning
If you don’t expect to use all of your IRA assets during retirement, we can help evaluate strategies designed to reduce taxes and maximize the wealth ultimately passed on to your beneficiaries.
Charitable Giving Planning
Charitable giving can support the causes you care about while potentially providing tax benefits. We help integrate charitable giving into your broader financial and estate planning strategy.
