Asset Protection

In 2008 and 2009 we saw that equity and fixed income asset classes both domestic and global can move in tandem with one another. In essence we have experienced market conditions in which there is little safety anywhere, even for diversified portfolios.

Twenty-first century asset protection calls for more than asset allocation. Utilizing strategies for a certain portion of your asset base, which can protect your net worth from loss of principal early in retirement and provide consistent income is considered a wise thing to do. You may want to “pensionize” a certain portion of your assets for guaranteed income to meet your day to day needs.

Diversifying your retirement assets among a variety of investment vehicles including bank type, portfolio and insurance based dependent on your situation and who you are, may offer you the best chance of meeting your retirement income goals