In the years leading up to retirement and as you enter retirement the process and strategy that you use for wealth accumulation is important. A structured portfolio that addresses your time frame, risk tolerance and objectives as well as matches your personal identity as an investor is key to reaching your financial goals. Timing when you restructure accounts from accumulation to utilization at this time is key. You may have multiple retirement accounts in different places as well as accounts and assets that are not in retirement accounts but that are designated for retirement. At Armor Financial we assist you in coordinating all of your accounts to complement each other for a common goal of meeting retirement objectives.