Protection from our firm’s perspective is about preparing for and taking on wealth eroding factors, forces and events that compromise your retirement vision. It involves uncovering and eliminating dream killers and perils, pitfalls and money falling through the cracks; that can cost you money, time and quality of life in retirement.
Forces and perils vary based on your unique situation and needs. Forces such as taxes, market volatility, ineffective income planning and poor returns on bank type assets. Perils such as inflation, health care cost and long term care. Others involve dying too soon and leaving your spouse ill prepared or living too long and chancing outliving your money. Risk and peril take many forms and are unique to your particular life and what you want from it in retirement.
At the end of the day what we endeavor to protect is your long term security and retirement dream.