Author: Jeff Christian

Greetings! I hope and trust that this finds you well and enjoying life.     To further our discussion about investing basics and your retirement this week let’s examine cash and cash alternatives. In daily life cash is all around you, as currency, bank balances, negotiable money orders, and checks.…

Greetings! I hope and trust that this finds you well and enjoying life.   To further our discussion about investing basics and your retirement this week let’s examine bonds. How do bonds work? A bond is basically an IOU. Bonds, sometimes called fixed-income securities, are essentially loans to a corporation…

Greetings! I hope and trust that this finds you well and enjoying life. To further our discussion about investing basics and your retirement this week let’s examine stocks. When you buy a company’s stock, you’re purchasing a share of ownership in that business. You become one of the company’s stockholders.…

Greetings! I hope that this finds you well and enjoying life. Over the next few weeks I’m going to write about investing basics as they pertain to retirement. Nowadays most folks have access to an employer-sponsored retirement plan. So I will address the benefits of saving in an employer-sponsored retirement…

Greetings! I hope that this finds you well and enjoying life. I have a case that I’m working on that involves naming a charity as beneficiary. I thought you might be interested in the following about this tax saving idea. Can I name a charity as beneficiary of my IRA?…

Greetings! I hope that this finds you well and enjoying life. I saw the following recently and felt that it can help to make your financial world more secure. How can I protect myself from digital deception? Imagine that you receive an email with an urgent message asking you to…

Greetings! I hope that this finds you well and enjoying life. It seems like lately I’ve been getting more and more robocalls. I saw the following information on dealing with robocalls and I thought it was worth passing on. You may not mind if a legitimate robocall provides a helpful…

Greetings! I hope that this finds you well and enjoying life. Traditionally, retirement income has been described as a “three-legged stool” comprised of Social Security, traditional employer pension income, or one that you create for yourself and individual savings and investments. With fewer and fewer individuals covered by traditional employer…

Greetings! I hope that this finds you well and enjoying life. At any age, health care is a priority. When you retire, however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive…

Greetings! I hope that this finds you well and enjoying life. Your asset allocation strategy in retirement will probably be different than the one you used when saving for retirement. During your accumulation years, your asset allocation decisions may have been focused primarily on long-term growth. But as you transition…