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Greetings! I trust that this will find you well and enjoying life. The question often is, is there a biggest mistake people make when approaching retirement? In my opinion, there is a mistake that involves the biggest possible consequences. Many people in their 50s and beyond are making a serious mistake and it has…

Greetings! I trust that this will find you well and enjoying life. Last week we looked at the effect media bombardment has on our emotions and quite possibly our decision making regarding our finances. We’re getting a big dose of information that’s tough to digest thus far this year. Consider all…

Greetings! I trust that this will find you well and enjoying life. We live in an era of hyper information and we are well served to examine the effect it has on us. Media sources are vying for our attention and will go to almost any length to gain our following…

Greetings! I trust that you are well and enjoying life. Market corrections are challenging for investors of all types. This is due to their speed, unpredictability, and typically, the fact that underlying catalysts are somewhat unique with each episode. Also, easy answers to these dynamics are often difficult to come…

Greetings! I hope and trust that this finds you well and enjoying life. To further our discussion about investing basics and your retirement this week let’s examine bonds. How do bonds work? A bond is basically an IOU. Bonds, sometimes called fixed-income securities, are essentially loans to a corporation or governmental…

Greetings! I hope and trust that this finds you well and enjoying life. To further our discussion about investing basics and your retirement this week let’s examine stocks. When you buy a company’s stock, you’re purchasing a share of ownership in that business. You become one of the company’s stockholders. Your…

Greetings! I hope that this finds you well and enjoying life. Traditionally, retirement income has been described as a “three-legged stool” comprised of Social Security, traditional employer pension income, or one that you create for yourself and individual savings and investments. With fewer and fewer individuals covered by traditional employer pensions…

Greetings! I hope this finds you well and enjoying life. In light of the recent activity in the market, I felt that the following information on retirement portfolio maintenance might be in order. Have you checked your retirement plan lately? It’s generally a good idea to review your retirement savings plan at…

Greetings! I trust that this will find you well and enjoying life! How’s your ability to withstand short-term losses? This is the question at the core of any discussion of risk tolerance. Some people are able to ride through turbulence in the financial markets with a shrug while others suffer headaches.  What…

Greetings! I hope this finds you well and enjoying life. Here we are again at a high point in the cycle of economic uncertainty. I say in the cycle because economic uncertainty is cyclical like stocks are cyclical, bond prices are cyclical, real estate is cyclical and pretty much any asset…