Author: Jeff Christian

Greetings! I trust that you are well and enjoying life. Have you checked your retirement plan lately? It’s generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur. If you haven’t given your plan a thorough review within…

Greetings! I trust that you are well and enjoying life. You’ve worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets so that your retirement savings will last. Traditional…

Greetings! I trust that you are well and enjoying life. Last week I wrote to you about a value-added tax, the solution to the mess of an income tax system we experience in the U.S. I doubt Congress will pursue it, it makes too much sense. However, there are still…

Greetings! I trust that you are well and enjoying life. So much hope has been placed on the Trump administration and our leaders in Washington regarding stimulating the economy and improving the financial well-being of America! The biggest effect Trump can have by far on our financial future that could…

Greetings! I hope this finds you well and enjoying life. If you’re a decade or so away from retirement you’ve probably spent at least some time thinking about this major life change. How will you manage the transition? Will you travel, take up a new sport or hobby, or spend…

Greetings! I hope this finds you well and enjoying life. Last week I had two clients to ask about reverse mortgages and it happens more and more frequently. In the last five years or so banks have taken steps to make them more attractive. I located the following information and…

Greetings! I hope this finds you well and enjoying life. I’ve been getting a lot of questions about the Treasury Department’s recent regulations that create a new type of annuity in the tax law called “Qualifying Longevity Annuity Contracts” (QLACs). This isn’t really a new type of annuity. This is…

Greetings! I hope this finds you well and enjoying life. I get a lot of questions from clients about the future of Social Security. It’s wise to stay on top of what’s going on with it. Every year, the Trustees of the Social Security and Medicare Trust Funds release reports…

Greetings! I hope that this finds you well and enjoying life. When developing your estate plan, you can do well by doing good. Leaving money to charity rewards you in many ways. It gives you a sense of personal satisfaction, and it can save you money in estate taxes. I…

Greeting! I hope that this finds you well and enjoying life. You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two? The truth is, saving for your retirement and your child’s education at the…