Author: Jeff Christian

Greetings! I trust that this will find you well and enjoying life. Whether you’re already retired or knocking on the door, one way to potentially maximize your savings, investments and income is to minimize your tax liability. Tax-deferred vehicles are more tax efficient since money can grow without the annual burden of…

A common strategy to save for retirement is to allocate funds to a tax-deferred retirement account, such as a traditional IRA, employer-sponsored 401(k) or 4013(b) plan. However, one drawback to saving via these plans is that when you take distributions in retirement, they are taxed at your ordinary income tax rate. This strategy…

Greetings! I trust that this will find you well and enjoying life. Please find attached this weeks’ economic and market update. I hope that you will find it useful. I send a weekly update as well as an over view of the month because I believe that the more information…

MONTHLY ECONOMIC UPDATE     MONTHLY QUOTE “Variety is the soul of pleasure.” – Aphra Behn      MONTHLY TIP   A finer retirement strategy pays attention to tax implications. Many pre-retirees embark on retirement transitions without studying them.      MONTHLY RIDDLE   An ancient invention (still used the world over)…

Greetings! I trust that this will find you well and in good health. Merrill Lynch recently published its study, “The New Retirement Workscape,” on new trends retirees have embraced toward working. One of the more interesting trends is that new retirees are taking the first few years of retirement off and then…

Greetings! I trust that this finds you well and enjoying life. If you had to cut back your spending, where would you do it? This question has a way of reflecting our values as much as it does our practicality. One recent study found that when workers started feeling even a little…

Greetings! I trust that this finds you well and enjoying life. Isn’t it great to live in an era that experiences such radical advancements in medical science. Because of these advancements, it’s likely that physicians will prescribe more and more prescriptions as we grow older and this form of healthcare…

Greetings! I trust that this finds you well and enjoying life. You may have heard the saying, “Life is what happens to you while you’re busy making plans.” That’s a line from a John Lennon song entitled, Beautiful Boy. It’s also a keen observation of what could happen if you focus too…

Greetings! I trust that this finds you well and enjoying life. If it wasn’t for America’s military might and superiority the world we live in would be very different. America owes a huge debt of gratitude for the men and women who fight for our country and for those who…

Greetings! I hope that this will find you well and enjoying life. You may think that because you’ve written a will, your estate plan is all set. What you may not realize is that instructions in a will do not supersede the beneficiary instructions on your retirement account, annuity, insurance…