Category: Uncategorized

Greetings! I hope this finds you well in every way. As of April 30th the U.S. has recorded over 1 million documented cases of COVID-19 with nearly 62,000 recorded deaths. There are over 26.5 million Americans out of work and who have applied or are applying for unemployment benefits.  The U.S.…

Greetings! I trust that this will find you well and staying strong. It’s possible, but it’s probably wise to not count on it. We’ve seen a remarkably quick and dramatic plunge and subsequent recovery in recent weeks. This consisted of the S&P 500 falling -34% from its peak on Feb.…

Greetings! I trust that this finds you well and doing what you need to do to take care of yourself. Some of you may not be aware that a little known provision in the economic relief act had to do with RMD’s or required minimum distributions. Under current law at…

Greetings! I trust that this will find you well and staying strong. I like you am confronted with a major dose of change and I must admit it’s taken me a little while to come around. Words and realities that are prominent right now for me are adjust, adapt and…

Greetings! I hope this finds you well in every way. Well, here we are a bit over a month in this new place in the market cycle. The Dow Industrials fell into a bear market on March 11 – defined as a decline of at least 20% – in 19…

Greetings! I hope that this finds you well and enjoying life! There’s no denying it, no way around it we’re in a period of heightened uncertainty. THE virus has us all on alert regarding health or finances. Smart thing to do now is to just slow down and adapt our…

Greetings! I hope this finds you well in every way. As if markets hadn’t produced enough volatility already in recent weeks, this morning’s initial drop of -7% triggered stock exchange circuit breakers—a computer system intended to temporarily stop trading activity, with the purpose of stopping a free fall in prices…

Greetings! I hope this finds you well in every way. I know that we are all highly tuned into the evolving Coronavirus (COVID-19) and let’s face it, fears over unpredictable rates of contagion and the impact on world-wide economic growth will continue to affect the market adversely until containment is…

Greetings! I hope that this finds you well and enjoying life. A tax dollar not paid is a dollar in your pocket. Here are some tips that may assist you in trimming your tax bill in retirement. Give yourself options with the types of investment retirement accounts you own. Having…

Greetings! I trust that this will find you well and enjoying life. It’s that time of the year again and I’m not talking Mardi Gras, I’m talking tax time. On any investment that is positioned outside of a tax shelter like an IRA or annuity, you’re going to pay taxes…