Category: Uncategorized

Greetings! I trust that this will find you well and enjoying life. With the holiday season upon us and the end of the year approaching, we pause to give thanks for our blessings and the people in our lives. It is also a time when charitable giving often comes to…

Greetings! I trust that this finds you well and enjoying life. To live well in retirement, you have to embrace change and longevity planning. As you get older your circumstances will continue to change, sometimes rapidly. What doesn’t change is your desire to be independent, to have social connections that…

Greetings! I trust that this will find you well and enjoying life. Business owners and CEO’s have written business plans. Ship captains chart their courses on nautical maps and doctors have written treatment plans for their patients. What these and most successful people all have in common is that they have written…

Greetings! I hope that this finds you well and happy. Let’s all thank God for our liberty and the opportunities we have as Americans. I am thankful for you my friends and my clients. I hope that you have a wonderful Thanksgiving day. Jeff

Greetings! I hope that this finds you well and enjoying life. The stock market is on a historic tear and continues to break records. As investors we wonder is there no end in sight to these gains? Indicators are favorable with few headwinds at present. Corporate earnings are up and…

Greetings! I trust that this will find you well and enjoying life. During your working years, you’ve set aside funds in retirement accounts such as IRAs, 401(k)s, and other workplace savings plans, as well as in taxable accounts. Your challenge during retirement is to convert those savings into an ongoing…

Greetings! I trust that you are well and enjoying life. When it comes to planning for your retirement income, it’s easy to overlook some of the common factors that can affect how much you’ll have available to spend. If you don’t consider how your retirement income can be impacted by…

Greetings! I trust that you are well and enjoying life. Have you checked your retirement plan lately? It’s generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur. If you haven’t given your plan a thorough review within…

Greetings! I trust that you are well and enjoying life. You’ve worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets so that your retirement savings will last. Traditional…

Greetings! I trust that you are well and enjoying life. Last week I wrote to you about a value-added tax, the solution to the mess of an income tax system we experience in the U.S. I doubt Congress will pursue it, it makes too much sense. However, there are still…