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Greetings! I trust that this will find you well and enjoying life. Allowing for the fact that we are in the ninth year of a bull market and the market being at an all-time high, it’s probably a better time than others to examine the concept of financial risk. Few…

Greetings! I trust that this will find you well and enjoying life. Handling market volatility. Conventional wisdom says that what goes up, must come down. We’re in the ninth year of a bull market and the second longest running bull market in history. But even if you view market volatility…

Greetings! I trust that this will find you well and enjoying life. It’s that time of the year again and I’m not talking Mardi Gras, I’m talking tax time. On any investment that is positioned outside of a tax shelter like an IRA or annuity you’re going to pay taxes…

Greetings! I trust that this will find you well and enjoying life. The longer you live, the greater the chances you’ll need some form of long-term care. If you’re concerned about protecting your assets and maintaining your financial independence in your later years, long-term care insurance (LTCI) may be for…

Greetings! I trust that this will find you well and enjoying life. If you own a home, you may be wealthier than you think. The equity in your home could be one of your largest assets, especially if your mortgage has been paid down over the years or paid off.…

Greetings! I trust that this will find you well and enjoying life. What separates a great retirement from a good retirement? Often I observe in retirees that more than anything it’s state of mind. Here are several ways to view life that when embraced, can do much to enrich your…

Greetings! I hope that this finds you well and enjoying life. Big news on Friday out of the White House is that President Trump has exercised his authority as president for possible changes regarding the Dodd Frank Act and the Department of Labor fiduciary rule. No actual changes yet, but…

Greetings! I trust that this will find you well and enjoying life. During your retirement years, it’s important to pay close attention to the income tax consequences of your investment decisions. If you receive a great deal of investment income when retired for instance, the taxation of your Social Security…

Greetings! I hope that this finds you well and enjoying life! On July 1 of 2016 the first baby boomer turned 70 ½ and became subject to required minimum distributions (RMD) from their IRA’s or company retirement plans. My experience has been that if a retiree hasn’t started taking money…

Greetings I trust that this will find you well and enjoying life! Every week here we focus on financial health, most often financial health as it relates to retirement. For a change let’s consider physical health as we begin a new year. A new year is an excellent opportunity to…