Author: Jeff Christian

Greeting! I hope that this finds you well and enjoying life. With the lure of tax-free distributions, Roth IRAs have become increasingly popular retirement savings vehicles. According to the 2016 Investment Company Fact Book, 20 million U.S. households (about 16.3%) owned Roth IRAs in 2015. There are three ways to…

July 10, 2017 Dear Client, Happy Summer! It has been an awfully good year in most of the capital markets so far. Just like a south Louisiana summer day with blue skies and bright sunshine, most stock markets have happily been rising and the economy has been chugging along. Bonds…

Greeting! I hope that this finds you well and enjoying life. A tax dollar not paid is a dollar in your pocket. Here are some tips that may assist you in trimming your tax bill in retirement. Give yourself options with the types of investment retirement accounts you own. Having…

Greetings! I trust that you are well and enjoying life. The term “stretch IRA” has become a popular way to refer to an IRA (either traditional or Roth) with provisions that make it easier to “stretch out” the time that funds can stay in your IRA after your death, even…

Greetings! I trust that you are well and enjoying life. For the most part I write about ideas and issues related to retirement and prudent financial planning takes many forms. Today I want to write about a form of planning that can pay big dividends under the right (wrong) kind…

Greetings. I trust that you are well and enjoying life. Medicare won’t cover all of your health-care costs during retirement, so you may want to buy a supplemental medical insurance policy known as Medigap. Offered by private insurance companies, Medigap policies are designed to cover costs not paid by Medicare,…

Greetings. I trust that you are well and enjoying life. For most of us the major expense in retirement that is the great unknown is what the cost of health care will be. We can do forecasting and projections on all other types of expenses and have a pretty good…

Greetings! I trust that you are well and enjoying life. A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk, including the possible loss of principal, here are six basic principles that may help…

Greetings! I trust that you are well and enjoying life. You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it…

Greetings! I trust that you are well and enjoying life. This week I want to deviate from my usual intro to the market update and the general information on finance and retirement planning that I provide. I don’t know about you, but a new norm that I am experiencing is…