Author: Jeff Christian

Greetings! I trust that this will find you well and in good spirits. Have you ever considered a home equity line of credit (HELOC) as a resource in retirement? For those of you that are not familiar with them, a home equity line of credit is simply an open line…

Greetings! I trust that this will find you well and enjoying life. Cyber security is an issue that we all should be aware of and consider as far as the effect a cyber-attack can have on our lives. The internet is the tool that most of us use to conduct…

Greetings! I trust that this finds you well and enjoying life. For several weeks now we’ve been examining common retirement income strategies. For most of us in retirement financial security is predicated on stable, reliable income. We’ve examined the methods of taking a stated withdrawal or spend down rate from…

Greetings! I trust that this will find you well and enjoying life. Today I want to examine using different asset types that consistently generate interest or dividends to provide retirement income. Examples of these asset types are individual bonds, preferred stocks, real estate investment trust (REIT’s) and business development companies…

Greetings! I trust that this will find you well and enjoying life. During your working years you’ve probably set aside funds in retirement accounts such as IRA’s 401k’s, as well as taxable accounts. Your challenge during your retirement years is to convert those savings into an ongoing income stream, that…

Life as the Ninth Inning Nears is a recent letter to the editor of The Wall Street Journal by Fay Vincent. Fay Vincent was formerly CEO of Columbia Pictures Industries, executive vice president of Coca Cola and the commissioner of major league baseball from 1989-92. Mr. Vincent’s achievements professionally are…

Greetings! I trust that this will find you well and enjoying life. Experiencing meaning, purpose and happiness in retirement won’t happen unless you make it happen. Advanced planning on how you will spend your time and energy is as important as the financial planning you do as you approach the…

Greetings! I trust that this will find you well and enjoying life. Last week we looked at the effect media bombardment has on our emotions and quite possibly our decision making regarding our finances. We’re getting a big dose of information that’s tough to digest thus far this year. Thursdays…