January 20, 2015

Greetings! I trust that this will find you well and enjoying life and that your year is off to a great beginning.

Recently I have experienced the unexpected deaths of two close family members. Obviously this is something that we can never totally plan for. However certain things about death can certainly be prepared for. Taking steps to assure that those you leave behind have a clear understanding about your affairs and what your wishes are, is simply a responsible thing to do. In the deaths of my family members, one had her affairs in good order and her passing was much easier for all involved than it otherwise would have been. In the case of the other family member unfortunately he did nothing, even with strong encouragement from me to address his affairs and final wishes. I can’t tell you what a contrast the two experiences has been.

No one wants to think about their own death, but doing so can offer your surviving loved ones direction and clarity in a time of grief and confusion. Many things need to be considered. I like the following idea a lot. One way to help ease the pain of loss is to set up a fund to benefit a charitable organization that reflects your passions — such as an animal shelter — or one that conducts medical research in support of an illness from which you or someone you love suffers. When you pass away, your loved ones can then publicize your memoriam by requesting contributions to the fund you set up in lieu of flowers. This way, friends and loved ones can support a legacy in your honor.

As I said before many things need to be considered from notifying next of kin as to where your important papers are located, to the idea mentioned above. I welcome the opportunity to assist and support you in this important form of financial planning. Your family and friends will so appreciate you for addressing it. If I can help with this or any other financial information, don’t ever hesitate to call.

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