Category: Uncategorized

Greetings! I trust that this finds you well and enjoying life. Whether you’re already retired or knocking on the door, one way to potentially maximize your savings, investments and income is to minimize your tax liability. Tax-deferred vehicles are more tax-efficient since money can grow without the annual burden of…

Greetings! I trust that this finds you well and enjoying life. A common strategy to save for retirement is to allocate funds for a tax-deferred retirement account, such as traditional IRA, employer-sponsored 401 (k) or 403 (b) plan. However, one drawback to saving via these plans is that when you…

Greetings! I trust that this finds you well and enjoying life. CCRCs are retirement facilities that offer housing, meals, activities and health care to their residents. These communities appeal to people who are currently in good health, but who worry that they may need nursing care later on. The CCRC…

Greetings! I trust that this finds you well and enjoying life. I am aware that this week’s topic is somewhat lengthy. However, I find more and more retirees and persons approaching retirement being challenged to examine a retirement with an income shortfall. The experience can be radical unless you plan…

Greetings! I trust that this finds you well and enjoying life. Before you retire, take the time to figure out just how much money you’ll need for retirement. One of the biggest concerns for retirees is whether their retirement savings will last the rest of their lives, will they run…

Greetings! I trust that this finds you well and enjoying life. I have a question for you and I want an honest answer. Do you know where you stand financially at any given point in time? To be more specific, do you know within a few thousand dollars what your…

Greetings! I trust that this finds you well and enjoying life. Someone asked me a long time ago how they could learn more about money. My response was for them to make a habit of reading the money section of the Times-Picayune every day. A lot has changed hasn’t it?…

Greetings! I hope this finds you well and enjoying life. Here we are again at a high point in the cycle of economic uncertainty. I say in the cycle because economic uncertainty is cyclical like stocks are cyclical, bond prices are cyclical, real estate is cyclical and pretty much any…

Greetings! I trust that this finds you well and enjoying life. Investment planning during retirement is not the same as investing for retirement and in many ways, is more complicated. Your working years are your saving years. With luck, your income increases from year to year as you receive promotions…

Greetings! I trust that this will find you well and enjoying life. As we get older, we lose some of our mental acuity. In many cases, it’s relatively harmless, we forget where we put our reading glasses, or we struggle for the name of someone we haven’t seen recently. In…