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Greetings! I trust that this finds you well and enjoying life. For several weeks now we’ve been examining common retirement income strategies. For most of us in retirement financial security is predicated on stable, reliable income. We’ve examined the methods of taking a stated withdrawal or spend down rate from…

Greetings! I trust that this will find you well and enjoying life. Today I want to examine using different asset types that consistently generate interest or dividends to provide retirement income. Examples of these asset types are individual bonds, preferred stocks, real estate investment trust (REIT’s) and business development companies…

Greetings! I trust that this will find you well and enjoying life. During your working years you’ve probably set aside funds in retirement accounts such as IRA’s 401k’s, as well as taxable accounts. Your challenge during your retirement years is to convert those savings into an ongoing income stream, that…

Life as the Ninth Inning Nears is a recent letter to the editor of The Wall Street Journal by Fay Vincent. Fay Vincent was formerly CEO of Columbia Pictures Industries, executive vice president of Coca Cola and the commissioner of major league baseball from 1989-92. Mr. Vincent’s achievements professionally are…

Greetings! I trust that this will find you well and enjoying life. Experiencing meaning, purpose and happiness in retirement won’t happen unless you make it happen. Advanced planning on how you will spend your time and energy is as important as the financial planning you do as you approach the…

Greetings! I trust that this will find you well and enjoying life. Last week we looked at the effect media bombardment has on our emotions and quite possibly our decision making regarding our finances. We’re getting a big dose of information that’s tough to digest thus far this year. Thursdays…

Greetings! I trust that this will find you well and enjoying life. We live in an era of hyper information and we are well served to examine the effect it has on us. Media sources are vying for our attention and will go to almost any length to gain our…

Greetings! I hope that this finds you well and enjoying life. The New Year got off to a rocky start as investors digested falling equity markets, further declines in the price of oil, heightened concerns over China’s economic stability and rising geopolitical tensions. The widely expected “January effect” on risk…