Category: Uncategorized

Greetings! I hope that this finds you well and enjoying life. We are starting the New Year in the markets the most volatile ever recorded. At one point in the last two weeks the DOW was down 14% off of its all-time high back in September! That’s making a lot…

Greetings! I hope this finds you well and enjoying life. Different types of investments are subject to different types of risk. On days when you notice that stock prices have fallen, for example, it would not be unusual to see a rally in the bond market. Asset allocation refers to…

Greetings! I trust that this will find you well and enjoying life. I hope that your new year is off to a good start. We certainly have had quite an eye popping start to the new year in the stock market with the Dow Industrials down – 6.24% and the…

Greetings! I trust that this finds you well and in good spirits. All year week after week we look at business related topics and issues that pertain to retirement. I want to change the theme to a more personal one and close the year out with some thoughts for you…

Greetings! I trust that you are well and enjoying life. Over the past few weeks I have been speaking to year end tax planning and relating tax planning and to the benefits of Roth IRA’s.  I want to share an additional benefit of owning a Roth in retirement that applies…

Greetings!  I trust that this will find you well and enjoying life. Often in this newsletter we look at ways to reduced taxes. Today I want to talk about actually paying more tax intentionally because of a Roth IRA conversion. When you convert your traditional IRA to a Roth, you…

Greetings I trust that this will find you well and enjoying life. Tax planning in retirement is as important as portfolio or income planning. Tax planning should be done year round, but we want to pay particular attention as we approach year end to make sure we don’t miss an…

Greetings! I trust that this finds you well and enjoying life.    Last week I wrote about year–end tax planning and yes we still have some work to do on that topic. I started to write on it because there is a lot to share. Then it occurred to me that it’s Thanksgiving and how utterly ridiculous…