Our Retirement Blog

January 5, 2015

Greetings! I trust that this will find you well and enjoying life. Social Security benefits are increasing 1.7% in 2015. This marks the fourth straight yearly cost-of-living adjustment, following a 1.5% COLA for 2014. Next year, the average monthly Social Security payment for a single retiree increases by $22 to… ...

December 29, 2014

Greetings! I  hope this finds you well and enjoying every aspect of the holidays. Please find attached the weekly economic update. I want to compliment you on your desire to stay abreast on economic events. This practice over time will reap big rewards through sound decisions. Thank you for your… ...

December 22, 2015

Greetings I trust that this will find you well and in good spirits! What a week on Wall Street! Crude oil prices and currency instability in Russia caused for a wild ride and considerable volatility. But in the final analysis, investors shrugged off concerns and bet on the great institution… ...

Greetings! I trust that this will find you well and enjoying life. The end of a year makes us think about last-minute things we need to address and good habits we want to start keeping. To that end, here are seven aspects of your financial life to think about as… ...

December 8, 2014

Greetings! I trust that this will find you well and enjoying life. I thought that this information on year end money moves might be helpful. What has changed for you in 2014? Did you start a new job or leave a job behind? Did you retire? Did you start a… ...

Monthly Market Video for November 2014

Monthly Market Video for November 2014 ...

December 1, 2014

Greetings! I trust that this will find you well and enjoying life. You’ve seen the footage on the news. You’ve been in the middle of it. You’ve stood in the vexing lines. You’ve circled for the elusive parking spots. Holiday shopping can be downright frenzied – and impulsive. You don’t… ...

November 25, 2014

Greetings! I trust that this will find you well and enjoying life. As I grow older I am impressed and sometimes overwhelmed by the fact that we live in the greatest country in the world. Why God chose to place me here is a wonder to me and I can only thank… ...

November 17, 2014

Greetings! I trust that this will find you well and enjoying life. A recent study from Marketwatch.com revealed that 80 percent of spouses in the early stages of dementia were still managing the couples’ money. Unfortunately, this means the person who manages the family finances unknowingly may be making serious financial mistakes… ...

November 10, 2014

Greetings! I trust that this will find you well and enjoying life. In 2015, retirees will see a 1.7 percent increase in their Social Security benefits, which translates to an average increase of about $20 a month. Based on the current rate of inflation, this is the third year in a… ...

November 3, 2014

Greetings! I trust that this will find you well and enjoying life. Many times people don’t think about conducting basic estate planning until they’re in their 50s and 60s, believing that it’s a function for people who are older and/or have sufficient wealth. The reality, however, is that nearly every… ...

October 27, 2014

Greetings! I trust that this will find you well and enjoying life. The Social Security Commission estimates that one in four people will live past the age of 90 and one in 10 might live past age 95. If these numbers appear more ambitious than the ones you usually hear, such as… ...

October 20, 2014

Greetings! I trust that this will find you well and enjoying life. For years, employers and the government have encouraged people to save money for their retirement income through tax-deferred vehicles such as an IRA or company-sponsored 401(k) plan. In fact, many employers provide an additional incentive by offering to match a… ...

October 13, 2014

Greetings! I trust that this will find you well and enjoying life. I believe strongly in a regular program of exercise. The benefits are many and speak for themselves. When I was younger I was a runner, until my body clearly let me know how hard it was on my… ...

October 6, 2014

Greetings! I trust that this will find you well and enjoying life. Who takes an emergency cruise? The answer is no one. People book emergency flights all the time — to visit someone ill, attend a funeral, see a new baby or even decide to go on an impromptu vacation. It’s this… ...

September 29, 2014

Greetings! I trust that this will find you well and enjoying life. Last week I read an article in the Wall Street Journal that had several great tips on successful investing. It was titled The Three Mistake Investors Make Over and Over Again and the following is I believe worth passing on.… ...

September 22, 2014

Greetings! I trust that this will find you well and enjoying life. When we talk about inheritances, generally we think first about assets and real property. However, a recent survey found that 86 percent of baby boomers and 74 percent of Americans 72 and older believe that documenting their family history is… ...

September 15, 2014

Greetings! I trust that this will find you well and enjoying life. In the past few months I’ve had a number of inquiries about when is the best time to purchase long term care insurance. Long-term care insurance premiums increase as you get older, but generally you can lock in… ...

September 8, 2014

Greetings! I trust that this will find you well and enjoying life. Starting in 2015, new rules will permit only one rollover per year from one traditional IRA to another traditional IRA. The new provision is designed to discourage IRA owners from taking temporary tax-free loans from their IRAs via multiple rollovers… ...

September 2, 2014

Greetings! I trust that this will find you well and enjoying life. I took a few days off to rest and renew. My Chesapeake Bay retriever Sheba and I were able to enjoy some excellent dove shooting in Mississippi over the labor day weekend. I hope that the attached weekly economic… ...