Our Retirement Blog

March 31, 2014

Greetings! I trust that this will find you well and enjoying life. Carl Richards is a financial writer known for depicting financial illustrations with nothing more than a Sharpie. Like a cartoonist, he’s able to capture financial notions, behaviors and logistics with a few simple swipes of a heavy-handed pen.… ...

March 24, 2014

Greetings! I trust that this will find you well and enjoying life. Like you I am seeing a great deal of advertising these days about reverse mortgages. The prominent actors and politicians hired to promote them, make it all sound so easy and hype them up to appear to be… ...

March 17, 2014

Greetings! I trust that this will find you well and in good spirits. From time to time I have a retired client that decides to downsize their home. In the last year or so I have had several retired clients to make the decision to down size their home and… ...

March 10, 2014

Greetings! I hope that this finds you well and enjoying life. I received a couple of calls last week from clients that were concerned about the effect that the crisis in Ukraine could have on our markets if it comes to war. Obviously there would likely be repercussions for markets… ...

March 3, 2014

Greetings! I trust that this finds you well and enjoying life. It’s so easy to get caught up in the economics and finances of retirement and disregard the quality of life aspects. Although finances and money are important, they certainly don’t guarantee a happy life. The attached article is one of… ...

February 24, 2014

Greetings! I trust that this will find you well and enjoying life. In January and early February we all got a big dose of a “global economy” and the effect it has on our stock market. We should all be aware that we are much more impacted by events around the world… ...

February 18, 2014

Greetings! I trust that this will find you well and enjoying life. I read an article in Think Advisor magazine recently (you can find the entire article posted on Armor Financials Facebook page) that was intriguing. The article quotes Joel Kurtzman a senior fellow at the Milken Institute, regarding his… ...

February 10, 2014

Greetings! I trust that this will find you well and in good spirits. As a retirement planner I am bombarded with information about it. Every now and then I see something I think is exceptional as relates to quality of life. The following article from Research Magazine I believe makes… ...

February 3, 2014

Greetings! I trust that this will find you well and enjoying life. I want to challenge you to examine something about yourself. My question to you is. What are you developing that you can become good at to pursue and use in retirement to provide value and meaning in your… ...

10 Tips for Successful Rollover

10 Tips for a Successful Rollover: FINRA ...

January 27, 2014

Greetings! I hope that this finds you well and enjoying life. Since the beginning of the year there has been a lot in the media about a possible correction in the markets. Obviously that possibility always exist. However with the markets at an all time high at the beginning of… ...

January 21, 2014

Greetings! I trust that this finds you well and enjoying life.   Please find attached a review of the markets and the economy for last week. I know that you will find it to be beneficial in developing awareness of how the economy and markets work. Remember that knowledge provides… ...

January 13, 2014

Greetings! I trust that this finds you well and enjoying life. Time marches on and you’ll soon be receiving your 2013 W-2 and 1099’s. So it’s not too soon to begin thinking about preparing your 1040 return for last year and all that is involved in that. Getting a jump… ...

January 6, 2014

Greetings! I trust that this will find you well and in good spirits in the New Year. Over the years I’ve come to conclude that the two biggest issues in life that we can do something about, which get in the way of success are procrastination and fear of change.… ...

December 30, 2013

Greetings! I trust that this finds you well and in good spirits. I hope that your New Year will be healthy and prosperous. Call if we can help in any way. Best regards, Jeff Christian CFP,CRPC ...

December 16, 2013

Greetings! I trust that this finds you well and in good spirits. Well here we are once again. The biggest celebration of the year, and well it should be; Emanuel – God with us. I want to encourage you to use these twelve days of Christmas to relax more, expect… ...

December 2, 2013

Greetings! I trust that this will find you well and enjoying life! In my role as a retirement planner, it has been interesting to observe how some individuals and couples seem to have more quality of life in retirement than others. This occurs for a number of reasons some financial… ...

November 25, 2013

Greetings! I trust that this will find you well and enjoying life. Some of you are aware that I went on a mission trip to India earlier in the year. The biggest impression of my experience is how fortunate we are to live in America. The principals that our nation… ...

November 18, 2013

Greetings! I trust that this will find you well and enjoying life.   I want to challenge you about something today. Do you have too much cash sitting in the bank earning .25%? As we get older we tend to want more liquidity for security purposes which is understandable, however… ...

November 11, 2013

Greetings! I trust that this will find you well and enjoying life. It’s Veteran’s Day. In honor of the great sacrifices veterans make for our country and for the freedom they provide, I will dedicate this weeks’ weekly update to them. I want to encourage you to contact a vet… ...