Our Retirement Blog

First Quarter 2015 Economic Review Video

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Income Planning

Greetings! I hope this finds you well and enjoying life! An important part of retirement planning is income planning. Having a structured process and system that consistently and reliability generates cash flow for day to day needs is imperative and one of the fundamental keys to successful finances in retirement.… ...

March 23, 2015

Greetings! I trust that this finds you well and enjoying life. It’s hard to determine when the stock market has peaked and it’s time to get out. It is likely even harder to know when the damage is over and it’s opportune to get back in. But making both calls… ...

March 16, 2015

Greetings! I trust that this finds you well and enjoying life. The markets are unsettled and lack direction. Most of the gains achieved this year were given up last week. The Fed and monetary policy coupled with a strong dollar continue to cause investors to lack clear direction. The US… ...

March 9, 2015

Greetings! I trust that this will find you well and enjoying life. On Friday the S&P 500 sold off about a percent and a half after a much stronger than expected report about the rise in nonfarm US payrolls. The concern is related to how the FED will interpret the… ...

Setting Goals

Greetings! I trust that this will find you well and enjoying life! Goals are critical to succeed in any endeavor. If clear and realistic goals are established, the steps necessary to succeed can be studied and the goal ultimately achieved. This applies strongly to retirement planning and to success in… ...

The Transition into Retirement

Greetings! I trust that this will find you well and enjoying life! The transition into retirement is when you are changing from your full time working years to your retirement years. If retirement is approaching, you may have to make numerous decisions. Can you afford to retire? What about retirement… ...

Understanding Your Risk Tolerance

Greetings! I trust that this will find you well and enjoying life! How’s your ability to withstand short-term losses? This is the question at the core of any discussion of risk tolerance. Some people are able to ride through turbulence in the financial markets with a shrug while others suffer… ...

Getting Financially Fit for Retirement at 50

Greetings! I trust that this will find you well and enjoying life! When you turn 50, retirement starts to seem less abstract. In terms of retirement planning, a 50th birthday can act as a wake-up call. It may offer a powerful reminder to trailing-edge baby boomers and Gen Xers, many… ...

You Can’t Hide in Fixed Income

Greetings! I trust that this will find you well and enjoying life. When is being risk-averse too risky for the sake of your retirement? After you conclude your career or sell your company, you have a right to be financially cautious. At the same time, you can risk being a… ...

8 Reasons To Give

Greetings! I trust that this will find you well and enjoying life. From the perspective of financial success giving something back is foundational. Despite lower tax incentives, charitable donations are as strong as ever. Contributions from individuals, companies, foundations and bequests in 2013 totaled more than $335 billion — nearly… ...

January 20, 2015

Greetings! I trust that this will find you well and enjoying life and that your year is off to a great beginning. Recently I have experienced the unexpected deaths of two close family members. Obviously this is something that we can never totally plan for. However certain things about death… ...

January 12, 2015

Greetings! I trust that this will find you well and enjoying life. Do you like to shop around online for the best CD rates? Do you have a habit of moving certificates of deposit from bank to bank in pursuit of better yields? If you do, you should be aware… ...

January 5, 2015

Greetings! I trust that this will find you well and enjoying life. Social Security benefits are increasing 1.7% in 2015. This marks the fourth straight yearly cost-of-living adjustment, following a 1.5% COLA for 2014. Next year, the average monthly Social Security payment for a single retiree increases by $22 to… ...

December 29, 2014

Greetings! I  hope this finds you well and enjoying every aspect of the holidays. Please find attached the weekly economic update. I want to compliment you on your desire to stay abreast on economic events. This practice over time will reap big rewards through sound decisions. Thank you for your… ...

December 22, 2015

Greetings I trust that this will find you well and in good spirits! What a week on Wall Street! Crude oil prices and currency instability in Russia caused for a wild ride and considerable volatility. But in the final analysis, investors shrugged off concerns and bet on the great institution… ...

Greetings! I trust that this will find you well and enjoying life. The end of a year makes us think about last-minute things we need to address and good habits we want to start keeping. To that end, here are seven aspects of your financial life to think about as… ...