Our Retirement Blog

Are These Uncertain Times or What ! ?

Greetings! I hope this finds you well and enjoying life. Here we are again at a high point in the cycle of economic uncertainty. I say in the cycle because economic uncertainty is cyclical like stocks are cyclical, bond prices are cyclical, real estate is cyclical and pretty much any… ...

Watching It Closely in Retirement

Greetings! I trust that this finds you well and enjoying life. Investment planning during retirement is not the same as investing for retirement and in many ways, is more complicated. Your working years are your saving years. With luck, your income increases from year to year as you receive promotions… ...

Important Ways to Protect Your Retirement From Scammers

Greetings! I trust that this will find you well and enjoying life. As we get older, we lose some of our mental acuity. In many cases, it’s relatively harmless, we forget where we put our reading glasses, or we struggle for the name of someone we haven’t seen recently. In… ...

Important Ways to Protect Yourself as You Get Older

Greetings! I trust that this will find you well and enjoying life. As we get older, we lose some of our mental acuity. In many cases, it’s relatively harmless, we forget where we put our reading glasses, or we struggle for the name of someone we haven’t seen recently. In… ...

Getting Financially Fit for Retirement at 50

Greetings! I trust that this will find you well and enjoying life! When you turn 50, retirement starts to seem less abstract. In terms of retirement planning, a 50th birthday can act as a wake-up call. It may offer a powerful reminder to trailing-edge baby boomers and Gen Xers, many of… ...

Planning for Earned Income in Retirement

Greetings! I trust that this will find you well and in good spirits. I saw this article recently and found it to do a great job explaining an important nuance on maximizing social security benefits. I hope it will benefit you in your planning. Planning for Earned Income in Retirement … ...

Minimizing Taxation of Your Social Security Retirement Benefit

Greetings! I hope this finds you well and enjoying life! Did you know that you might have to pay federal income tax on your Social Security retirement benefit? If the only income you had during the year was Social Security income, then your benefit usually isn’t taxable. However, if you… ...

This Will Help You on the Trade War

So much emphasis and understandably so has been placed on the trade war by Wall Street and the investing public. The following information I believe will help you to have a better understanding of the magnitude and effect of our trade war with China. In the wake of the G-20… ...

Manage Income Taxes on Your Investments in Retirement

Greetings! I hope this finds you well and enjoying life! During your retirement years, it’s important to pay close attention to the income tax consequences of your investment decisions. If you receive a great deal of investment income when retired for instance, the taxation of your Social Security benefits may… ...

The Complexity of Retirement Income Planning Simplified

Greetings! I hope this finds you well and enjoying life! An important part of retirement planning is income planning. Having a structured process and system that consistently and reliably generates cash flow for day to day needs is imperative and one of the fundamental keys to successful finances in retirement.… ...

Have You Ever Noticed How Similar The Words Gold and Goal Are?

Greetings! I trust that this will find you well and enjoying life! Goals are critical to succeed in any endeavor. If clear and realistic goals are established, the steps necessary to succeed can be studied and the goal ultimately achieved. This applies strongly to retirement planning and to success in… ...

Transition Into Retirement

Greetings! I trust that this will find you well and enjoying life! The transition into retirement is when you are changing from your full-time working years to your retirement years. If retirement is approaching, you may have to make numerous decisions. Can you afford to retire? What about retirement –… ...

Trade War Hysterics

Greetings! I trust that this finds you well and enjoying life. I saw this information on the trade war with China. Obviously last week the headlines commanded this financial issue. It’s one of the best explanations I’ve seen since Trump began to get trade issues in control with China. First… ...

Our Ever Developing Global Economy

Greetings! I trust that this will find you well and in good spirits. I am constantly reminded that we live in an ever increasing global economy. Economic events in other parts of the world affect our markets or vice a versa. This seems to more and more the rule rather than the… ...

Taking a Financial Inventory

I trust that this will find you well and enjoying life. I have a question for you and I want an honest answer. Do you know where you stand financially at any given point in time? To be more specific, do you know within a few thousand dollars what your… ...

Managing Income Taxes on Your Investments in Retirement/Increasing Your After Tax Income

Greetings! I trust that this finds you well and enjoying life. During your retirement years, it’s important to pay close attention to the income tax consequences of your investment decisions. If you receive a great deal of investment income when retired, for instance, the taxation of your Social Security benefits… ...

Understanding your Risk Tolerance

Greetings! I trust that this will find you well and enjoying life! How’s your ability to withstand short-term losses? This is the question at the core of any discussion of risk tolerance. Some people are able to ride through turbulence in the financial markets with a shrug while others suffer… ...

Preparing for Retirement

Greetings. I hope this finds you well and in good spirits! There is an enormous amount of research that points to the fact that we all have a chance to live longer in retirement than we anticipated. I saw a statistic recently that reported that all known medical information doubles… ...

Start Your New Year Right

Greetings! I trust that this will find you well and enjoying life. I believe strongly in a regular program of exercise. The benefits are many and speak for themselves. When I was younger I was a runner, until my body clearly let me know how hard it was on my… ...

Early Retirement Can Have A Big Price Tag

Greetings! I hope and trust that this finds you well and enjoying life. According to new research from Morningstar Investment Management, retiring early could be at least as hazardous to your wealth as a major market correction. It’s a significant issue because most pre retirees think they can manage and… ...