Our Retirement Blog

How To Manage Retirement Income Shortfall

Greetings! I trust that this finds you well and enjoying life. I am aware that this week’s topic is somewhat lengthy. However, I find more and more retirees and persons approaching retirement being challenged to examine a retirement with an income shortfall. The experience can be radical unless you plan… ...

Will You Outlive Your Money

Greetings! I trust that this finds you well and enjoying life. Before you retire, take the time to figure out just how much money you’ll need for retirement. One of the biggest concerns for retirees is whether their retirement savings will last the rest of their lives, will they run… ...

This Will Help You To Succeed

Greetings! I trust that this finds you well and enjoying life. I have a question for you and I want an honest answer. Do you know where you stand financially at any given point in time? To be more specific, do you know within a few thousand dollars what your… ...

Knowledge is Power

Greetings! I trust that this finds you well and enjoying life. Someone asked me a long time ago how they could learn more about money. My response was for them to make a habit of reading the money section of the Times-Picayune every day. A lot has changed hasn’t it?… ...

Are These Uncertain Times or What ! ?

Greetings! I hope this finds you well and enjoying life. Here we are again at a high point in the cycle of economic uncertainty. I say in the cycle because economic uncertainty is cyclical like stocks are cyclical, bond prices are cyclical, real estate is cyclical and pretty much any… ...

Watching It Closely in Retirement

Greetings! I trust that this finds you well and enjoying life. Investment planning during retirement is not the same as investing for retirement and in many ways, is more complicated. Your working years are your saving years. With luck, your income increases from year to year as you receive promotions… ...

Important Ways to Protect Your Retirement From Scammers

Greetings! I trust that this will find you well and enjoying life. As we get older, we lose some of our mental acuity. In many cases, it’s relatively harmless, we forget where we put our reading glasses, or we struggle for the name of someone we haven’t seen recently. In… ...

Important Ways to Protect Yourself as You Get Older

Greetings! I trust that this will find you well and enjoying life. As we get older, we lose some of our mental acuity. In many cases, it’s relatively harmless, we forget where we put our reading glasses, or we struggle for the name of someone we haven’t seen recently. In… ...

Getting Financially Fit for Retirement at 50

Greetings! I trust that this will find you well and enjoying life! When you turn 50, retirement starts to seem less abstract. In terms of retirement planning, a 50th birthday can act as a wake-up call. It may offer a powerful reminder to trailing-edge baby boomers and Gen Xers, many of… ...

Planning for Earned Income in Retirement

Greetings! I trust that this will find you well and in good spirits. I saw this article recently and found it to do a great job explaining an important nuance on maximizing social security benefits. I hope it will benefit you in your planning. Planning for Earned Income in Retirement … ...

Minimizing Taxation of Your Social Security Retirement Benefit

Greetings! I hope this finds you well and enjoying life! Did you know that you might have to pay federal income tax on your Social Security retirement benefit? If the only income you had during the year was Social Security income, then your benefit usually isn’t taxable. However, if you… ...

This Will Help You on the Trade War

So much emphasis and understandably so has been placed on the trade war by Wall Street and the investing public. The following information I believe will help you to have a better understanding of the magnitude and effect of our trade war with China. In the wake of the G-20… ...

Manage Income Taxes on Your Investments in Retirement

Greetings! I hope this finds you well and enjoying life! During your retirement years, it’s important to pay close attention to the income tax consequences of your investment decisions. If you receive a great deal of investment income when retired for instance, the taxation of your Social Security benefits may… ...

The Complexity of Retirement Income Planning Simplified

Greetings! I hope this finds you well and enjoying life! An important part of retirement planning is income planning. Having a structured process and system that consistently and reliably generates cash flow for day to day needs is imperative and one of the fundamental keys to successful finances in retirement.… ...

Have You Ever Noticed How Similar The Words Gold and Goal Are?

Greetings! I trust that this will find you well and enjoying life! Goals are critical to succeed in any endeavor. If clear and realistic goals are established, the steps necessary to succeed can be studied and the goal ultimately achieved. This applies strongly to retirement planning and to success in… ...

Transition Into Retirement

Greetings! I trust that this will find you well and enjoying life! The transition into retirement is when you are changing from your full-time working years to your retirement years. If retirement is approaching, you may have to make numerous decisions. Can you afford to retire? What about retirement –… ...

Trade War Hysterics

Greetings! I trust that this finds you well and enjoying life. I saw this information on the trade war with China. Obviously last week the headlines commanded this financial issue. It’s one of the best explanations I’ve seen since Trump began to get trade issues in control with China. First… ...

Our Ever Developing Global Economy

Greetings! I trust that this will find you well and in good spirits. I am constantly reminded that we live in an ever increasing global economy. Economic events in other parts of the world affect our markets or vice a versa. This seems to more and more the rule rather than the… ...

Taking a Financial Inventory

I trust that this will find you well and enjoying life. I have a question for you and I want an honest answer. Do you know where you stand financially at any given point in time? To be more specific, do you know within a few thousand dollars what your… ...

Managing Income Taxes on Your Investments in Retirement/Increasing Your After Tax Income

Greetings! I trust that this finds you well and enjoying life. During your retirement years, it’s important to pay close attention to the income tax consequences of your investment decisions. If you receive a great deal of investment income when retired, for instance, the taxation of your Social Security benefits… ...