Greetings! I hope that this finds you well and enjoying life. Over the next few weeks I’m going to write about investing basics as they pertain to retirement. Nowadays most folks have access to an employer-sponsored retirement plan. So I will address the benefits of saving in an employer-sponsored retirement… ...

Greetings! I hope that this finds you well and enjoying life. I have a case that I’m working on that involves naming a charity as beneficiary. I thought you might be interested in the following about this tax saving idea. Can I name a charity as beneficiary of my IRA?… ...

Greetings! I hope that this finds you well and enjoying life. I saw the following recently and felt that it can help to make your financial world more secure. How can I protect myself from digital deception? Imagine that you receive an email with an urgent message asking you to… ...

Greetings! I hope that this finds you well and enjoying life. It seems like lately I’ve been getting more and more robocalls. I saw the following information on dealing with robocalls and I thought it was worth passing on. You may not mind if a legitimate robocall provides a helpful… ...

Greetings! I hope that this finds you well and enjoying life. Traditionally, retirement income has been described as a “three-legged stool” comprised of Social Security, traditional employer pension income, or one that you create for yourself and individual savings and investments. With fewer and fewer individuals covered by traditional employer… ...

Greetings! I hope that this finds you well and enjoying life. At any age, health care is a priority. When you retire, however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive… ...

Greetings! I hope that this finds you well and enjoying life. Your asset allocation strategy in retirement will probably be different than the one you used when saving for retirement. During your accumulation years, your asset allocation decisions may have been focused primarily on long-term growth. But as you transition… ...

Greetings! I hope that this finds you well and enjoying life. I’m excited about the business of retirement. For some IRA holders there can be an effective way to give in a way that benefits the charity, benefits you and leaves the IRS out in the cold. Recently I have… ...

Greetings! I hope this finds you well and enjoying life. You’ve worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets to give them lasting potential. Traditional wisdom holds… ...

Greetings! I hope this finds you well and enjoying life. If you’re a decade or so away from retirement, you’ve probably spent at least some time thinking about this major life change. How will you manage the transition? Will you travel, take up a new sport or hobby, or spend… ...

Greetings! I hope this finds you well and enjoying life. An increasing number of employees nearing retirement plan to work for at least some period of time during their retirement years. The obvious advantage of working during retirement is that you’ll be earning money and relying less on your retirement… ...

Greetings! I hope this finds you well and enjoying life. When it comes to transitioning into retirement, timing really is everything. The age at which you retire can have an enormous impact on your overall retirement income situation, so you’ll want to make sure you’ve considered your decision from every… ...

Greetings! I hope this finds you well and enjoying life. Are You Ready to Retire? The question is actually more complicated than it first appears because it demands consideration on two levels. First, there’s the emotional component. Are you ready to enter a new phase of life? Do you have… ...

Greetings! I hope this finds you well and enjoying life. In light of the recent activity in the market involving the sell off and recovery, I felt that the following information on retirement portfolio maintenance might be in order. Have you checked your retirement plan lately? It’s generally a good… ...

Greetings! I hope and trust that this finds you well and enjoying life. I’m sure that all eyes have been on the market this week so I felt the following might be useful. It’s likely that mainstream news will gravitate to headlines of ‘largest point drop in history’ in reference… ...

Greetings! I trust that this will find you well and enjoying life. When it comes to transitioning into retirement, timing really is everything. The age at which you retire can have an enormous impact on your overall retirement income situation, so you’ll want to make sure you’ve considered your decision… ...

Greetings! I hope and trust that this finds you well and enjoying life. In light of the fact that we are in the ninth year of the bull market and last years advances, I felt it might be useful for readers to consider the following information. How much risk can you… ...

January 9, 2018 Dear Client, Happy New Year! My goodness, what a happy “old” year it was! Stocks were up sharply both here and abroad, real estate and commodity securities turned in soundly positive numbers, even bonds had a positive (albeit modest) year. This was one of those years when… ...

Greetings! I hope and trust that this finds you well and enjoying life. I’ve found that as a financial planner I wear a lot of different hats. So I’m going to take the timely opportunity to ask you how you are coming along with your new years’ resolutions. I want… ...

Greetings. I trust that this will find you well and in good spirits! Christmas, what a wonderful time of the year! Family is so important to Christmas. I hope you have an opportunity to experience your loved ones at this time of the year and become renewed through it. Giving… ...