Greetings! I trust that this will find you well and enjoying life. On Friday the S&P 500 sold off about a percent and a half after a much stronger than expected report about the rise in nonfarm US payrolls. The concern is related to how the FED will interpret the… ...

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Greetings! I trust that this will find you well and enjoying life! Goals are critical to succeed in any endeavor. If clear and realistic goals are established, the steps necessary to succeed can be studied and the goal ultimately achieved. This applies strongly to retirement planning and to success in… ...

Greetings! I trust that this will find you well and enjoying life! The transition into retirement is when you are changing from your full time working years to your retirement years. If retirement is approaching, you may have to make numerous decisions. Can you afford to retire? What about retirement… ...

Greetings! I trust that this will find you well and enjoying life! How’s your ability to withstand short-term losses? This is the question at the core of any discussion of risk tolerance. Some people are able to ride through turbulence in the financial markets with a shrug while others suffer… ...

Greetings! I trust that this will find you well and enjoying life! When you turn 50, retirement starts to seem less abstract. In terms of retirement planning, a 50th birthday can act as a wake-up call. It may offer a powerful reminder to trailing-edge baby boomers and Gen Xers, many… ...

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Greetings! I trust that this will find you well and enjoying life. When is being risk-averse too risky for the sake of your retirement? After you conclude your career or sell your company, you have a right to be financially cautious. At the same time, you can risk being a… ...

Greetings! I trust that this will find you well and enjoying life. From the perspective of financial success giving something back is foundational. Despite lower tax incentives, charitable donations are as strong as ever. Contributions from individuals, companies, foundations and bequests in 2013 totaled more than $335 billion — nearly… ...

Greetings! I trust that this will find you well and enjoying life and that your year is off to a great beginning. Recently I have experienced the unexpected deaths of two close family members. Obviously this is something that we can never totally plan for. However certain things about death… ...

Greetings! I trust that this will find you well and enjoying life. Do you like to shop around online for the best CD rates? Do you have a habit of moving certificates of deposit from bank to bank in pursuit of better yields? If you do, you should be aware… ...

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Greetings! I trust that this will find you well and enjoying life. Social Security benefits are increasing 1.7% in 2015. This marks the fourth straight yearly cost-of-living adjustment, following a 1.5% COLA for 2014. Next year, the average monthly Social Security payment for a single retiree increases by $22 to… ...

Greetings! I  hope this finds you well and enjoying every aspect of the holidays. Please find attached the weekly economic update. I want to compliment you on your desire to stay abreast on economic events. This practice over time will reap big rewards through sound decisions. Thank you for your… ...

Greetings I trust that this will find you well and in good spirits! What a week on Wall Street! Crude oil prices and currency instability in Russia caused for a wild ride and considerable volatility. But in the final analysis, investors shrugged off concerns and bet on the great institution… ...

Greetings! I trust that this will find you well and enjoying life. The end of a year makes us think about last-minute things we need to address and good habits we want to start keeping. To that end, here are seven aspects of your financial life to think about as… ...

Greetings! I trust that this will find you well and enjoying life. I thought that this information on year end money moves might be helpful. What has changed for you in 2014? Did you start a new job or leave a job behind? Did you retire? Did you start a… ...

Monthly Market Video for November 2014 ...

Greetings! I trust that this will find you well and enjoying life. You’ve seen the footage on the news. You’ve been in the middle of it. You’ve stood in the vexing lines. You’ve circled for the elusive parking spots. Holiday shopping can be downright frenzied – and impulsive. You don’t… ...

Greetings! I trust that this will find you well and enjoying life. As I grow older I am impressed and sometimes overwhelmed by the fact that we live in the greatest country in the world. Why God chose to place me here is a wonder to me and I can only thank… ...