Greetings! I trust that this will find you well and enjoying life.In retirement if you need or want the growth that the markets have historically provided how do you manage the volatility? A number of processes come into play. However, two that I want to mention today that are extremely… ...

Greetings! I trust that this finds you well and enjoying life.Here are seven common retirement mistakes everyone should know about. Investing during retirement as though you are still working. Not protecting yourself and your nest egg from significant market decisions. Not structuring your basic (non-discretionary) retirement income plan to guarantee… ...

Greetings! I trust that you are well and enjoying life. For the most part, I write about ideas and issues related to retirement and prudent planning takes many forms. Today I want to write about a form of planning that can pay big dividends under the right (wrong) kind of circumstances.… ...

Greetings! I trust that you are well and enjoying life. You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds,… ...

Greetings! I trust that this will find you well and enjoying life.  Here are some common financial mistakes people fall prey to as they approach retirement. Do a quick check to make sure that you avoid them. In Your 40s and 50s Trying to keep up with the Joneses. Appearances can be deceptive.… ...

Greetings! I trust that this will find you well and enjoying life.  As a retirement planner, I am seeing more and more clients downsize their homes and have a number of them considering moving to retirement communities. More late-stage baby boomers and retirees are seizing this window of opportunity to sell the family… ...

Greetings! I hope that this finds you well and enjoying life. At any age, health care is a priority. When you retire however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive… ...

Greetings! I hope this finds you well and enjoying life! An important part of retirement planning is income planning. Having a structured process and system that consistently and reliably generates cash flow for day-to-day needs is imperative and one of the fundamental keys to successful finances in retirement. The American… ...

Greetings! I hope that this finds you well and enjoying life! During your retirement years, it’s important to pay close attention to the income tax consequences of your investment decisions. If you receive a great deal of investment income when retired for instance, the taxation of your Social Security benefits may… ...

Greetings! I trust that this finds you well and enjoying life. Having a sound and structured process to save for retirement is so important. No matter where you are in the process the following thoughts should be helpful. Although most of us recognize the importance of sound retirement planning, few of us… ...

Greetings. I hope this finds you well and in good spirits! There is an enormous amount of research that points to the fact that we all have a chance to live longer in retirement than we anticipated. I saw a statistic recently that reported that all known medical information doubles every… ...

Greetings! I trust that this will find you well and enjoying life. I want to challenge you to examine something about yourself. My question to you is, what are you developing that you can become good at to pursue and use in retirement to provide value and meaning in your life,… ...

Greeting! I hope that this finds you well and enjoying life. A tax dollar not paid is a dollar in your pocket. Here are some tips that may assist you in trimming your tax bill in retirement. Give yourself options with the types of investment retirement accounts you own. Having a taxable… ...

I trust that this will find you well in every way. In retirement finances, there are forces that we can’t avoid like the cycles and volatility of asset classes, the management of a company we are investing in, or decisions made by the FED. However, there is a definite force that… ...

Greetings! I trust that this will find you well and enjoying life. It’s that time of the year again and I’m not talking Mardi Gras, I’m talking tax time. On any investment that is positioned outside of a tax shelter like an IRA or annuity you’re going to pay taxes on… ...

Greetings! I trust that this will find you well and happy. Just a reminder to be getting your income tax work done, April 15 will be here before you know it. Tax planning and tax strategy have taken on a whole new meaning as a result of the revisions in the… ...

Greetings! I trust that this will find you well and enjoying life.  I thought that this information on year end money moves might be helpful.  What has changed for you in 2022? Did you start a new job or leave a job behind? Did you retire? Did you start a family?… ...

Greetings! I hope and trust that this finds you well and enjoying life. I believe that it is very important to be aware of and to examine the consensus of our society as a whole in ways that impact us as individuals. Every year the Employee Benefit Research Institute provides us… ...

Greetings! I hope this finds you well and enjoying life. An increasing number of employees nearing retirement plan to work for at least some period of time during their retirement years. The obvious advantage of working during retirement is that you’ll be earning money and relying less on your retirement… ...

Greetings! I hope this finds you well and enjoying life. You’ve worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets to give them lasting potential. Traditional wisdom holds that… ...