Happy Fall! Fall is such a lovely time of the year and this one has been following the script so far here in Southeast Louisiana. With a nice rainy transition right on time with the solstice we now have had a collection of cooler mornings and sunny days to enjoy.… ...

I hope this finds you well and enjoying life. You should be proud of yourself when you have all of your estate planning components in place. In Louisiana, the four basic components are a will, power of attorney, medical power of attorney and a living will. Proper estate planning puts worries… ...

Greetings! I hope and trust that this finds you well and enjoying life. According to new research from Morningstar Investment Management, retiring early could be at least as hazardous to your wealth as a major market correction. It’s a significant issue because most pre retirees think they can manage and control… ...

Greetings! I trust that this finds you well and enjoying life. I am aware that this week’s topic is somewhat lengthy. However, I find more and more retirees and persons approaching retirement being challenged to examine a retirement with an income shortfall. The experience can be radical unless you plan… ...

Greetings! I hope that this will find you well and enjoying life. As we get older, our financial objectives change. For example, as young up-and comers, we tend to focus on saving and investing for retirement. But the closer we get to retirement, the more we need to consider how… ...

Greetings! I trust that this will find you well and enjoying life.  I read an article in the Wall Street Journal that had several great tips on successful investing. It was titled The Three Mistake Investors Make Over and Over Again and the following is I believe worth passing on.  Incorrectly predicting… ...

Greetings! I trust that this will find you well and enjoying life. You raised them, helped them get through school, and now your children are on their own. Or are they? Even adult children sometimes need financial help. But if your child asks you for a loan, don’t pull out your… ...

Greetings! I trust that this will find you well and enjoying life. The question often is, is there a biggest mistake people make when approaching retirement? In my opinion, there is a mistake that involves the biggest possible consequences. Many people in their 50s and beyond are making a serious mistake and it has… ...

Greetings! I trust that this finds you well and enjoying life. Investment planning during retirement is not the same as investing for retirement and in many ways, is more complicated. Your working years are your saving years. With luck, your income increases from year to year as you receive promotions… ...

Greetings! I hope and trust that this finds you well and enjoying life. The combination of investments you choose for your retirement portfolio can be as important as your specific investments. The mix of various asset classes, such as stocks, bonds, and cash alternatives, account for most of the ups and… ...

Greetings! I trust that this will find you well and enjoying life. In retirement if you need or want the growth that the markets have historically provided how do you manage the volatility? A number of processes come into play. However, two that I want to mention today that are… ...

Greetings! I trust that this finds you well and enjoying life.Here are seven common retirement mistakes everyone should know about. Investing during retirement as though you are still working. Not protecting yourself and your nest egg from significant market decisions. Not structuring your basic (non-discretionary) retirement income plan to guarantee… ...

Greetings! I trust that you are well and enjoying life. For the most part, I write about ideas and issues related to retirement and prudent planning takes many forms. Today I want to write about a form of planning that can pay big dividends under the right (wrong) kind of circumstances.… ...

Greetings! I trust that you are well and enjoying life. You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds,… ...

Greetings! I trust that this will find you well and enjoying life.  Here are some common financial mistakes people fall prey to as they approach retirement. Do a quick check to make sure that you avoid them. In Your 40s and 50s Trying to keep up with the Joneses. Appearances can be deceptive.… ...

Greetings! I trust that this will find you well and enjoying life.  As a retirement planner, I am seeing more and more clients downsize their homes and have a number of them considering moving to retirement communities. More late-stage baby boomers and retirees are seizing this window of opportunity to sell the family… ...

Greetings! I hope that this finds you well and enjoying life. At any age, health care is a priority. When you retire however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive… ...

Greetings! I hope this finds you well and enjoying life! An important part of retirement planning is income planning. Having a structured process and system that consistently and reliably generates cash flow for day-to-day needs is imperative and one of the fundamental keys to successful finances in retirement. The American… ...

Greetings! I hope that this finds you well and enjoying life! During your retirement years, it’s important to pay close attention to the income tax consequences of your investment decisions. If you receive a great deal of investment income when retired for instance, the taxation of your Social Security benefits may… ...

Greetings! I trust that this finds you well and enjoying life. Having a sound and structured process to save for retirement is so important. No matter where you are in the process the following thoughts should be helpful. Although most of us recognize the importance of sound retirement planning, few of us… ...